APPRAISAL RESUME

Joseph G. Manzo

• New Jersey Certified Licensed Real Estate Appraiser

• New Jersey Licensed Realtor

BACKGROUND:

• Attended American School of Business of Appraising and Continuing Educational Courses.

• Licensed Realtor from 1993-2001 with Coldwell Banker.

• Presently holds license with Century 21

• Experienced in handling Commercial Real Estate and Land Transactions.

• Member of the Appraisal Institute - North East Chapter.

• Member of the Mortgage Bankers Association.

• Member of Rutherford Rotary Club International.

• Member of the Meadowlands Chamber of Commerce

• Review Appraiser for companies such as First Franklin Financial,
  Decision One and Option One Mortgage

References Furnished Upon Request.